SN 

Saving Name

Features

Interest

Symbol

SMS Symbol

1

Kisan Saral   Karja

• Investing without collateral for income related work, property purchase, foreign employment etc
• Limit : Investment will be up to Rs. 500,000।–
• A 3-month installment of loan up to Rs. 200,000।– can be made for agricultural work.
• Up to  Rs. 30,000।– will be invested in the center.
• Duration : 1 year to  5 years.
• Loans can be reduced and repaid as desired.

15%

G

KSK

2

Mausami  Karja

• Investing for seasonal business.
• Limit: Investment up to Rs. 30,000।– for the first time and Rs. 50,000।– for the second time.
• Up to Rs. 30000।– will be invested in the center.
• Duration :  1 year.

14-15%

G

MK

3

Akasmik Karja

• This loan will be invested for emergency work.
• Limit : Up to Rs. 30,000।–
• Duration : 3 months at once
•               : 6 month installments   

14%

G

AK

4

Bipat mahamari karja

• This loan will be provided to the members for their daily livelihood during calamity or any kind of epidemic.
• Limit : UP to Rs. 10,000।–
• Duration : 1 year.

0%

G+P

BMK

5

Muddati karja

• Up to 90% of the Sunaulo (term) savings will be invested.
• Duration : Until the savings period.

+2%

G+P

FDK

6

Laghu Udham karja

• This loan will be investment for small business, business operation and expansion.
• Limit : Up to 25 lakhs.
• Duration : 15 years.

15%

G+P

LUK

7

Samajik karja

• This loan will be invested in the purchase of property, foreign employment and domestic purposes depending on the ability of the member to repay the loan.
• Limit : Up to 25 lakhs.
• Duration : 15 years.

15%

G+P

SK

8

Nabikaraniya karja

• This loan will be invested in renewable energy sectors including induction stoves, cow dung gas, solar, e-rickshaws, electric vehicles.
• Limit : Up to 25 lakhs.
• Duration : 10 years.

15%

G+P

NUK

9

Vyapar karja

• Investments will be made for domestic and foreign goods buying and selling, tourism, health, information and entertainment and manufacturing, energy-related industries, domestic and small industries, and service-based businesses.
• Limit :  Up to 1 crore(10 millions)
• Duration : Up to 1 yrs.

15%

P

VK

10

Hire Purchase karja

• This loan will be invested for movable assets such as vehicles, transport vehicles, machinery, tools by pledging the same property or by pledging other movable and immovable assets.
• Limit : Up to 50 lakhs
• Duration :  Up to 5 years.

15%

P

HPK

11

Kirshi karja

• This loan will be invested in food crops, cash crops, seed production, fruit cultivation and herb production, agricultural tools, animal husbandry etc.
• Limit ; Up to 25 lakhs.
• Duration  up to 15 years.

15%

P

KK