Saving

 

S.N     Saving Name Description int. Rate Symbol

SMS Symbol

1. Masik Bachat
  • Above the minimum Rs 100 can be saved according the decision of the group.
  • Return with interest on withdrawal from the institution.
  • previous group saving.
4% G  MB
2. Pension Bachat
  • The Savings is for children's education expenses and old age support.
  • The saving is a saving that can be deposited in meetings and office.
  • Regularly Rs 100|- to Rs 5000|- can be deposited monthly.

  • 5 percent interest for 5 to 10 years.

  • 50 percent addition for 10 to 15 years.
  • Double of total amount in 15 years.
13% G  PEN
 3. Parba Bachat
  • The savings that is used to manage the expenses of the festival and customs.
  • Saving can be collected by attending the center or office.
  • Voluntary deposits can be made during loan transactions.
4% G  PB
 4. Upakar Bachat 
  • If the center does not comply with the disciplinary rules, the penalty to be paid that will be collected from the fine.

  • It will return for group work.

5% G  UB
 5. Vyaktigat Bachat
  • Member can deposit and withdraw funds as per requirement.
  • The amount accepted by the organization from a minimum of Rs.1 can be  deposited or withdrawn at the monthly  meeting or office.
  • ATM,Mobile Banking, ABBS and Cheque services.
  • Share dividends  and  other benefits will be deposited in this account.
4.5% G+P  VB
 6. Grehani Bachat
  • The saving has been developed with the intention of giving the highest returns to  female members.
  •  Deposit and withdrawals can be at will.
  • Interest on daily deposited.

6.10%

G+P

 GB

 7. Sunaulo Bachat 
  • The amount accepted by the institution, can be deposited from a minimum of Rs. 5000|-
  • Up to 90% loan facility of deposit.
  • 25%  of saving in 3 years,50% of saving in 5 years and 100% of saving in 8 years of amount will be added to  the savings  and returned.
  • 6 months 8%
  • 1yearly 9%
  • 2 yearly  9.5%
  • 3 yearly 10 %

According to conditions

G+P  SFD
 8. Khutruke Bachat
  • khutruke Bachat  SILVER : minimum Rs. 1000|-
  • khutruke Bachat  GOLDEN :minimum Rs. 2500|-and Birthday  gift will be provided  yearly.
  • khutruke Bachat DIAMOND  :minimum Rs. 5000|-and Birthday  gift will be provided  yearly.
  • After 2 years , the saving plan can be changed.
  • The organization will provide free Khutruke for collection.
  • For gift, the account must have been opened for 3 months.
  • Deposit and withdrawals can be made as per requirement above the minimum deposit.

Silver-6%

Golden-7%

Diamond-8%

G+P KHB
9. Bima Bachat
  • It is a savings made by members for the purpose of paying insurance installments.
  • If life insurance is taken from the institution, the installments will be paid from this savings.
  • Minimum balance is Rs. 500.

4%

G+P BB

10.

Employee Salary Account

  • Interest Calculation and Payment Method: Quarterly Payment on the basis of Daily closing Balance.
  • Minimum balance:500/-
  • Free Services: ATM Card, Kisan Smart Mobile Banking, ABBS service, Cheque Book, Other banks cheque collection & deposit facilities.
  • *Life Security Scheme:In case of personal accident of client, it provides up to 3 lakhs or 10 times of balance amount whichever is less reimburse to the beneficiary.
6%    
11. Kisan Super Bachat
  • The member can operate the account. Minimum balance: Rs. 500.
  • You can deposit and withdraw money as needed.
6.10%  P KSB 
12. Sansthagat Bachat
  • Organizations, groups, formations to do business savings.
  • Payment facility on the signature of the official designated by the organization, group.
  • Minimum balance: Rs.1000.

 

6% P SB
13. Kramik Bachat
  • Savings in which a member saves a certain amount on a monthly basis and after a certain period of time, the organization pays the amount with a lump sum interest is called gradual savings.
  • Duration: 2 to 5 years.
  • Minimum balance: Rs. 500.
8% P KB
14. Remittance Bachat
  • This savings has been arranged for the purpose of proper management of the money earned by the members of the organization or their dependent families who are going to work abroad.
  • Minimum balance: Rs 1000.
7% P RB