S.N |
Saving Name |
Minimum Balance |
Description |
int. Rate |
Symbol |
SMS Symbol |
1. |
Masik Bachat |
Rs.100|-
|
- Above the minimum Rs 100 can be saved according the decision of the group.
- Return with interest on withdrawal from the institution.
- previous group saving.
|
4% |
G |
MB |
2. |
Pension Bachat |
Rs.100|-
|
|
13% |
G |
PEN |
3. |
Parba Bachat |
Rs.0|-
|
- The savings that is used to manage the expenses of the festival and customs.
- Saving can be collected by attending the center or office.
- Voluntary deposits can be made during loan transactions.
|
4% |
G |
PB |
4. |
Upakar Bachat |
Rs.0|-
|
-
If the center does not comply with the disciplinary rules, the penalty to be paid that will be collected from the fine.
-
It will return for group work.
|
5% |
G |
UB |
5. |
Vyaktigat Bachat |
Rs.100 |-
|
- Member can deposit and withdraw funds as per requirement.
- The amount accepted by the organization from a minimum of Rs.1 can be deposited or withdrawn at the monthly meeting or office.
- ATM,Mobile Banking, ABBS and Cheque services.
- Share dividends and other benefits will be deposited in this account.
|
6% |
G+P |
VB |
6. |
Grehani Bachat |
Rs.500 |- |
- The saving has been developed with the intention of giving the highest returns to female members.
- Deposit and withdrawals can be at will.
- Interest on daily deposited.
|
8.10%
|
G+P
|
GB
|
7. |
Sunaulo Bachat |
Rs.5000|- |
- The amount accepted by the institution, can be deposited from a minimum of Rs. 5000|-
- Up to 90% loan facility of deposit.
- 25% of saving in 3 years,50% of saving in 5 years and 100% of saving in 8 years of amount will be added to the savings and returned.
- 3 months 10.50 %
- 6 months 10.75%
- 1yearly 11.05%
- 2 yearly 11.55%
- 3 yearly 12 %
|
According to conditions
|
G+P |
SFD |
8. |
Khutruke Bachat |
- Silver- Rs.1000
- Golden- Rs.25000
- Diamond-Rs.50000
|
- khutruke Bachat SILVER : minimum Rs. 1000|-
- khutruke Bachat GOLDEN :minimum Rs. 2500|-and Birthday gift will be provided yearly.
- khutruke Bachat DIAMOND :minimum Rs. 5000|-and Birthday gift will be provided yearly.
- After 2 years , the saving plan can be changed.
- The organization will provide free Khutruke for collection.
- For gift, the account must have been opened for 3 months.
- Deposit and withdrawals can be made as per requirement above the minimum deposit.
|
Silver-6%
Golden-7%
Diamond-8%
|
G+P |
KHB |
|
Employee Salary Account
|
|
- Interest Calculation and Payment Method: Quarterly Payment on the basis of Daily closing Balance.
- Minimum balance:500/-
- Free Services: ATM Card, Kisan Smart Mobile Banking, ABBS service, Cheque Book, Other banks cheque collection & deposit facilities.
- *Life Security Scheme:In case of personal accident of client, it provides up to 3 lakhs or 10 times of balance amount whichever is less reimburse to the beneficiary.
|
6% |
|
|
|
Kisan Super Saving |
|
|
8.10% |
|
|
|
FD |
|
3 Months |
11.55% |
|
|
|
FD |
|
6 Months |
11.75% |
|
|
|
FD |
|
1 Year |
12.05% |
|
|
|
FD |
|
2 Years |
12.25% |
|
|
|
FD |
|
3 Years |
12.55% |
|
|